HIT A METAL PLATE WHILE MOVING (VAN NESS AVE)
05-09-2007, 10:28 PM
#21
Contributors
Join Date: May 2007
Location: Riverdale, New York
Posts: 1,417
Likes: 0
Received 0 Likes
on
0 Posts
My Ride: 2008 535xi / Platinum Grey / Black leather / Step Auto / Sport / Premium / Cold weather / 18" wheels / Logic 7 / Comfort / ipod / Navigation / Fold Down Rear Seats / Rear Airbags / Sirius SAT / Spoiler / Extended Clear bra / Bluetooth. (Previously owned a 2002 sport 525I Loaded).
On order: 535xi Platnium Grey with Black interior, Step Auto, Sports package, Premium package, Cold weather package, 18" wheels, Logic 7, Comfort access, ipod adapt, Navigation, Sat radio, Rear spoiler, Extended Clear coat bra.
First and foremost, Sory about your Vehicle, I know the feeling.
To answer your question, You must take into consideration several things.
#1. Is the city at fault for having a metal plate on the road sticking up higher than 1/8 of an inch.
#2. If you claim this as an accident and have your insurance pay for it the claim will show up in a CARFAX report. May hurt down the road if you plan to sell.
#3. If you don't mind that, insurance companies charge by incident. If this is your 1st claim you are going to make then it is one incident. I believe the max is 3 in
a certain amount of time then your rates go up or they may even drop you.
#4. If you decide to do the job, then do it at BMW that way you'll know they will use only original parts and paint.
Good Luck and I hope that helps.
To answer your question, You must take into consideration several things.
#1. Is the city at fault for having a metal plate on the road sticking up higher than 1/8 of an inch.
#2. If you claim this as an accident and have your insurance pay for it the claim will show up in a CARFAX report. May hurt down the road if you plan to sell.
#3. If you don't mind that, insurance companies charge by incident. If this is your 1st claim you are going to make then it is one incident. I believe the max is 3 in
a certain amount of time then your rates go up or they may even drop you.
#4. If you decide to do the job, then do it at BMW that way you'll know they will use only original parts and paint.
Good Luck and I hope that helps.
05-10-2007, 05:51 AM
#22
Senior Members
Join Date: Aug 2004
Location: Bedford, MA
Posts: 408
Likes: 0
Received 0 Likes
on
0 Posts
My Ride: 2004 530i 6-speed Titanium Silver/Black Interior
Premium Package
Sport Package
Aux input
30 GB video iPod
Cold Weather Package
Xenon
Red rear reflectors
Tint
Clear Bra
Originally Posted by gpt' post='410568' date='Apr 5 2007, 02:58 PM
Interesting story: My wife had her car damaged by another driver, same insurance co. The adjuster came out and said there was $1600.00 worth of damage. We took it to Disk's Auto Body in Somerville (the only place to go) and the estimate was $6000.00. Hmmm... they seem to do a more thorough job than most. As a matter of fact, that's the only place my dealer brings the slightly damaged new arrivals. Must say something.
Thread
Thread Starter
Forum
Replies
Last Post