HIT A METAL PLATE WHILE MOVING (VAN NESS AVE)
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From: Riverdale, New York
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First and foremost, Sory about your Vehicle, I know the feeling.
To answer your question, You must take into consideration several things.
#1. Is the city at fault for having a metal plate on the road sticking up higher than 1/8 of an inch.
#2. If you claim this as an accident and have your insurance pay for it the claim will show up in a CARFAX report. May hurt down the road if you plan to sell.
#3. If you don't mind that, insurance companies charge by incident. If this is your 1st claim you are going to make then it is one incident. I believe the max is 3 in
a certain amount of time then your rates go up or they may even drop you.
#4. If you decide to do the job, then do it at BMW that way you'll know they will use only original parts and paint.
Good Luck and I hope that helps.
To answer your question, You must take into consideration several things.
#1. Is the city at fault for having a metal plate on the road sticking up higher than 1/8 of an inch.
#2. If you claim this as an accident and have your insurance pay for it the claim will show up in a CARFAX report. May hurt down the road if you plan to sell.
#3. If you don't mind that, insurance companies charge by incident. If this is your 1st claim you are going to make then it is one incident. I believe the max is 3 in
a certain amount of time then your rates go up or they may even drop you.
#4. If you decide to do the job, then do it at BMW that way you'll know they will use only original parts and paint.
Good Luck and I hope that helps.
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From: Bedford, MA
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Originally Posted by gpt' post='410568' date='Apr 5 2007, 02:58 PM
Interesting story: My wife had her car damaged by another driver, same insurance co. The adjuster came out and said there was $1600.00 worth of damage. We took it to Disk's Auto Body in Somerville (the only place to go) and the estimate was $6000.00. Hmmm... they seem to do a more thorough job than most. As a matter of fact, that's the only place my dealer brings the slightly damaged new arrivals. Must say something.
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