Totaled or Repairable???
07-21-2008, 12:45 PM
#71
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First glad you are ok. I myself am going to be a first time dad in oct. and its a boy. I sold my wifes m3 conv. and got her a 545 b/c I think they are very safe. Your car should total if it doesnt I will be suprised. If it doesnt total may sure they get as big a est. as posible and sell the car wrecked. It would have a good title and those cars with good titles are bringing alot of money going overseas. Dont let them fix it, well I wouldnt anyway.
07-21-2008, 12:58 PM
#72
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My Ride: 2008 550i Jet Black on Black Leather, SAT with Paddles, Logic 7, Comfort Seats, NAV, Sport Package, PDC, Xenons, Sirius, Trinity 12W LED Angel Eyes, RPi GT Exhaust, M rear spoiler, ACS Roof Spoiler, Tinted Tail Lights, Bimmian Carbon Fiber Pillar Trim, Bimmian Shadow 550i emblem, RPi Scoop, E60 Forum Cling, Mtec bulbs in fog lights, Mtec 2W LED for License Plate Light Bulbs, K&N Filter, Bimmian LED Smoked Side Markers, Blackout roundels, Carbon Fiber Kidney Grills.
Retired Rides - 1989 325i convertible, 1995 M3, 2002 X5, 2005 545i, 2008 X5 (Lemon)
Originally Posted by silver2000stang' post='629242' date='Jul 21 2008, 12:29 PM
I won't even look until I know what they are going to do. I don't want to get the hopes up, but I do have my sales guys and sales manager, that have known for a long time that I really like the 7er, more specifically, the B7 they had a couple months ago. This morning I had 2 sales guys and the sales manager leave me voicemails checking on me to see if I was OK and if there was anything they could do. They know they are going to get a new sale if I can get rid of this one.
Thanks,
Brian
Thanks,
Brian
BTW....B7 is a very NICE car!! 
07-21-2008, 02:31 PM
#73
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Originally Posted by silver2000stang' post='629242' date='Jul 21 2008, 11:29 AM
That's what I am hoping for, he already said that he thinks that may be the case, my insurance company said the appraisal has been ordered.
I won't even look until I know what they are going to do. I don't want to get the hopes up, but I do have my sales guys and sales manager, that have known for a long time that I really like the 7er, more specifically, the B7 they had a couple months ago. This morning I had 2 sales guys and the sales manager leave me voicemails checking on me to see if I was OK and if there was anything they could do. They know they are going to get a new sale if I can get rid of this one.
Thanks,
Brian
I won't even look until I know what they are going to do. I don't want to get the hopes up, but I do have my sales guys and sales manager, that have known for a long time that I really like the 7er, more specifically, the B7 they had a couple months ago. This morning I had 2 sales guys and the sales manager leave me voicemails checking on me to see if I was OK and if there was anything they could do. They know they are going to get a new sale if I can get rid of this one.
Thanks,
Brian
Even though x-rays don't show injury, you may suffer some "soft tissue" injury that warrants treatment via physical therapy and/or massage.
About 5 years ago, my wife was rear-ended in her Saab convertible by a Hummer 2 in Laguna Beach. A VW Jetta was hit prior to the subsequent direct impact to our Saab - the Jetta was totalled. She had soreness in neck and back which was treated as above. We were 3 months from end of lease, and did not intend to purchase because residual was absurdly high and Saab Fin'l insured that value. Initially, they intended to repair the car, which I didn't want. I fought this for almost a month, to prove to the at-fault insurer and Saab Fin'l that the real market value of the car was $4-$5,000 less than the residual. They finally agreed to total the car, as repair cost was 60-70% of the real value.
The insurer (and you) also have to factor in the cost of renting a comparable vehicle for you during the repair period. It may be difficult to find a company that would rent a BMW 5-series, but it may be worth the effort, so you can show them that cost, as well. That could also add to repair cost and help swing them in direction of total.
Previously made point re diminished value is also an important issue to include in your negotiations.
Glad you're okay and sorry for the damage to your car. Good luck with the process.
07-21-2008, 06:00 PM
#74
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Originally Posted by C's Bimmer' post='629253' date='Jul 21 2008, 03:36 PM
Am I ever serious on this board? 
Well, only when it comes to Meets am I serious, which by the way, you should come to this Saturday! 
Well, only when it comes to Meets am I serious, which by the way, you should come to this Saturday! 
07-22-2008, 05:07 AM
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My Ride: 2009 DINAN 135 convertible
Originally Posted by jmsod' post='629190' date='Jul 21 2008, 02:09 PM
Most insurance companies will total a car if the repair cost will exceed 75-80% of the car's value.
I agree with you that insurance companies SHOULD total a car when it gets up to 75% of the value, but not all of them do. I have/had Geico.
07-22-2008, 08:38 AM
#78
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My Ride: 2008 550i Jet Black on Black Leather, SAT with Paddles, Logic 7, Comfort Seats, NAV, Sport Package, PDC, Xenons, Sirius, Trinity 12W LED Angel Eyes, RPi GT Exhaust, M rear spoiler, ACS Roof Spoiler, Tinted Tail Lights, Bimmian Carbon Fiber Pillar Trim, Bimmian Shadow 550i emblem, RPi Scoop, E60 Forum Cling, Mtec bulbs in fog lights, Mtec 2W LED for License Plate Light Bulbs, K&N Filter, Bimmian LED Smoked Side Markers, Blackout roundels, Carbon Fiber Kidney Grills.
Retired Rides - 1989 325i convertible, 1995 M3, 2002 X5, 2005 545i, 2008 X5 (Lemon)
Originally Posted by AMP' post='629878' date='Jul 22 2008, 08:43 AM
Yep... there's your problem right there...
Has anyone else noticed that their Gecko that sounds EXACTLY like David Beckham!! 
07-24-2008, 05:29 AM
#79
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Appraisal was done yesterday, I should have the estimate today. Fortunately, the other insurance is accepting liability for all cars, and my insurance is still taking care of my claim and is then going to bill his.
Ironically, my claims agent owns a 545, so I have someone that understands these cars.
Ironically, my claims agent owns a 545, so I have someone that understands these cars.
07-24-2008, 06:13 AM
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Originally Posted by silver2000stang' post='631470' date='Jul 24 2008, 08:29 AM
Appraisal was done yesterday, I should have the estimate today. Fortunately, the other insurance is accepting liability for all cars, and my insurance is still taking care of my claim and is then going to bill his.
Ironically, my claims agent owns a 545, so I have someone that understands these cars.
Ironically, my claims agent owns a 545, so I have someone that understands these cars.
They did a complete tear down already? Did they pull the engine?
Have you been down to see your car since they have had it? Amazing what the inside on these cars look like. It's no wonder they cost so damn much to repair.