Sorry to hear about your accident, the positive side about it is that nothing really serious happened to you or your son. I got rear ended a about 6 weeks ago in an intersection trying to get into ramp. My 06 does not have obviously the cool headrest yours got but one of the good things I can share with you is that our rides are designed with safety in mind, mine took the hit like a man; I was driving and slowing down at 50 mph when the other driver got me I would say about 65 mph. The damages were broken RT taillight, dent trunk, and the bumper got some scratches and some paint gone. My insurance got my car fixed right away,but it terms of health my wife had a severe neck pain, my son and I had some but less compared to her. Neither insurances mentioned or refer me to see a doc, and it appeared to me that no one really care about our health, on top of that I do not carry rental car in my insurance and the other insurance did not want to commit to it until all investigations were completed. That really pissed me off, I called a lawyer that work in these cases and they got the case. They told me all what was going to happen and refer me to a chiropractic (which we still being treated for). Like some said earlier, this won't make you rich but it will take care of your losses especially your love one' health and your ride. btw my ride was fixed by a certified body shop to the detail, it looks better than the accident. GL

 

+1.

 

I think I mentioned this when you first started this thread. Anyway good luck!!

This is why you have insurance. I would go to the doctors and do what you have to do in order to have a fruitful outcome and of course to get the medical attention you need. You have full coverage so I would not worry to much about the doctor bills. You have what's known as uninsured/underinsured on top of your liability and comprehensive. Most people that have full coverage have this insurance. What some people don't know is that the insurance company does not tell you much about it because it's very inexpensive and unless to raise it to the max they won't say anything. Most insured vehicles have the minimum on this because they are not aware.

You should all look at your insurance documents and make sure that this is in par with your liability. example 100-300,000 liability then it should be 100-300,000 uninsured/underinsured. This comes into play when you are suing the other insurance company and you get their max what ever it may be. If it falls short then you sue your own insurance under the underinsured portion of your policy.

Rick.

 

Update: Told the insurance company that the headrest parts would take approximately 3 weeks to come in. Both the dealer and body shop had advised me not to drive the car until it was fixed; the supplemental restraint systems were compromised and airbags would not deploy if I were involved in another accident. I'd need a rental car pronto and need it for 3 or more weeks. Insurance company said they couldn't provide a rental car until I took my BMW to the body shop. I flatly refused allowing the body shop to store my car for such a long time. God only knows what could happen to it there. Thankfully, they didn't argue that point and rental was delivered to me this afternoon - 2009 Nissan Maxima. Silver on black. Pretty nice looking, but it's NO BMW. Nice pickup, but steering is loose, suspension floats, handling sloppy. Wide body panels suggest they took styling cues from e60.

I'll post a review and pics under a new thread after a day or so behind the wheel.

 

I think this is the time line for Active Head Restraints (at least for US models):

5 series 2008-2009 (mfg. after Aug 2007) All seats
5 series 2004-2008 (mfg. before Sept 2007) Comfort seats only

My 2006 530xi (June 2005 build) has them.

 

This is really good info. Thanks for sharing that. I think I have always just gone with my insurance company's recommendation, without really understanding how these limits come into play.

 

wow.. glad your okay seriously.. but not for nothing that is so cool that the headrests do that.. i never knew they could pop ouit like that.. wow.. but like someone else said on here im not sure how it would help or not, but it sure looks damm cool..

 

Correct. and this is the reason that the 5 series did well in the IIHS rear collision rating.
The rating (rear) improved from dismal to acceptable in 2007

http://www.iihs.org/ratings/head_restraint...raints.aspx?bmw