Tire and Wheel Insurance
05-11-2010, 02:16 PM
#2
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Location: US, Oklahoma City
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05-11-2010, 02:18 PM
#3
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My Ride: 2007 Sapphire Black Metallic 525i. Beige Dakota Leather, Premium package, bluetooth, BMW Assist, Xenon adaptive lights, Sirius radio
05-11-2010, 02:24 PM
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06-08-2010, 11:36 PM
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I put in a claim for my damaged wheels through my insurance company. Some things to note: I got lucky that the appraiser was cool. I had 3 obviously damaged wheels, but he just said all 4 were no good. They won't pay for tires. Also my insurance company did tell me that it is considered a collision and that kind of claim can raise your rates. So even though a stupid pothole caused the damage it is considered the same as if you reversed into a wall driving like a woman.
06-09-2010, 05:36 PM
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Unless you live in area where the road is that bad I honestly do not see the point of purchasing separate insurance for the wheels and tires. My point is I'm paying 6 months premium comprehensive to the insurance company, might as well make a claim once in awhile. If the additional insurance will cost you another $ 700, I think that's almost the same as the increase amount in the long run. And if you're making a claim against your policy, comprehensive provision, it will not go on your driving record. If the company increases your premium at time of renewal, just move to a different company.
06-14-2010, 06:23 AM
#8
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My Ride: 2011 M3 Convertible, Alpine White/black, 6 speed
2011 535xi Tasmin Green, Venetian Beige
Unless you live in area where the road is that bad I honestly do not see the point of purchasing separate insurance for the wheels and tires. My point is I'm paying 6 months premium comprehensive to the insurance company, might as well make a claim once in awhile. If the additional insurance will cost you another $ 700, I think that's almost the same as the increase amount in the long run. And if you're making a claim against your policy, comprehensive provision, it will not go on your driving record. If the company increases your premium at time of renewal, just move to a different company.
06-14-2010, 06:53 AM
#9
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My Ride: Rides: 1992 525i (Sold), 2000 Dodge Dakota Quad Cab (Sold), Everett-Morrison Cobra - built 1998, 2005 Nissan Frontier Pick Up (daily driver)
I have posted this numerous times but it's worth the repeat. My $800 policy on my 2006 550i replaced 9 tires and 3 rims in two years. So far the policy on my 2008 550i replaced 5 tires and two rims. I have no idea whether or not my insurance would cover them but the convenience of driving to the dealer and having them replaced without having to deal with any BS or paperwork was worth more then the money I might or might not have saved.
06-15-2010, 04:55 AM
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My Ride: 2011, E90 M3 Sedan. Alpine White.Competition package, Keyhole cover, fender reflectors in Alpine white, RPI Exhaust, 19