vini545i

My 04 545 just hit 98k, its been pretty good so far no major problems, but im getting a little scared now.
I got a few quotes ranging from 3k - 5k, some 4 year / 60k miles, and some 5 year / 75k.
If some of you guys have it, please let me know what company and wat they cover.
I took all my quotes my good friend who is my mechanic, he told me to be careful
because they cover everything that really doesnt need to be. Im not an expert
so some insight would be greatly appreciated!


thanks in advance guys.