Underbody Damage - what do I do next?
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From: Zoo York
My Ride: Alpine White 2006 530Xi (SLD)
Originally Posted by refaie1' post='1065378' date='Nov 30 2009, 11:29 PM
Good idea but we don't know what his deductible is or if he even has comprehensive.
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From: Massachusetts, USA
My Ride: 2006 525XI, Jet black on Dakota beige. Premium and winter packages. I consider myself a purist and intend to keep my car absolutely stock and shiny.
2008 328I Convertible, Sapphire black on beige interior. Premium package, NAV, iPod adapter.
Retired: 2002 325I, Titanium silver on black leather. Premium package. Absolutely stock and proud of it.
That sucks!!!
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From: Cincinnati, OH
My Ride: 2006 BMW 330ci cab - Jet Black - Black Leather - Premium Pkg - Sport Pkg - Auto - Heated Seats - Navigation - Xenon - Premium Sound - iPod - Bluetooth
Oh ya, I am still paying attention.
I just took the car to the body shop today, one that specializes in BMWs. They put it up on the lift and found even more damage in the rear. They couldn't figure out what happened either. There are definitely scratches atleast 3' apart that start on the bottom of the front bumper and continue half way under the car. Estimate $2,600.
Stopped by my insurance agency and they said I have to pay my deductible of $500 unless we can prove someone else did the damage. The only good thing is that my insurance rates will not go up because this is my first claim 20+ years.
I just took the car to the body shop today, one that specializes in BMWs. They put it up on the lift and found even more damage in the rear. They couldn't figure out what happened either. There are definitely scratches atleast 3' apart that start on the bottom of the front bumper and continue half way under the car. Estimate $2,600.
Stopped by my insurance agency and they said I have to pay my deductible of $500 unless we can prove someone else did the damage. The only good thing is that my insurance rates will not go up because this is my first claim 20+ years.
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From: Portland, Oregon, USA
My Ride: 2006 550i, 1984 Mercedes Gelandewagen
Originally Posted by bjsbuds' post='1065892' date='Dec 1 2009, 02:34 PM
I just took the car to the body shop today, one that specializes in BMWs. They put it up on the lift and found even more damage in the rear. They couldn't figure out what happened either. There are definitely scratches atleast 3' apart that start on the bottom of the front bumper and continue half way under the car. Estimate $2,600.
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From: Cincinnati, OH
My Ride: 2006 BMW 330ci cab - Jet Black - Black Leather - Premium Pkg - Sport Pkg - Auto - Heated Seats - Navigation - Xenon - Premium Sound - iPod - Bluetooth
Originally Posted by or_550i' post='1065921' date='Dec 1 2009, 06:10 PM
I dunno about the rest of the folks here, but having front and rear damage seems like a curb was hit... I've done this on my old Volvo trying to be a punk kid to get around someone only to drive up a curb and nail the rack and rear diff because the other side of the curb was deeper than the road surface; i.e. it was like hitting a big rock in the road.
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From: Cincinnati, OH
My Ride: 2006 BMW 330ci cab - Jet Black - Black Leather - Premium Pkg - Sport Pkg - Auto - Heated Seats - Navigation - Xenon - Premium Sound - iPod - Bluetooth
Update on my car.
I decided to have the car fixed and submit a claim with my insurance company, State Farm. Because I can't prove who did the damage, it is considered a collision claim, and I have to pay my $500 deductible.
Well, it's been in the body shop for a week now. What started out at a $2,600 estimate is now up to over $5,000. Since there was that much damage I am glad I am getting it fixed.
The good news is that I am not driving my car in winter weather, the bad news is I am driving a Mazda 3 rental car.
I decided to have the car fixed and submit a claim with my insurance company, State Farm. Because I can't prove who did the damage, it is considered a collision claim, and I have to pay my $500 deductible.
Well, it's been in the body shop for a week now. What started out at a $2,600 estimate is now up to over $5,000. Since there was that much damage I am glad I am getting it fixed.
The good news is that I am not driving my car in winter weather, the bad news is I am driving a Mazda 3 rental car.
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Joined: Dec 2008
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From: NYC
so you just told them you fell in a pot hole and they are going to pay? my car is making some noises and im praying its not from like the steering rack or something because if it is insurance get ready im going to make a claim these damn NYC keep f'inq up my car first my wheels then tie rods then undercarriage cover then it punctured a powersteering line and now this noisy front end sorry i jus had to vent good luck on the fixes bro...
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