Lost my car
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Members
Joined: Dec 2004
Posts: 6
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From: London, UK
My Ride: 525d, Prof Nav, TV, BT, Comfort Seats, Multi disk
I had my 525d stolen together with my MB CLK 230. While I was asleep upstairs, the house was broken into, the keys taken and the cars driven away. The only other things taken were my wallet and mobile phones, so I guess the cars were the target. This happened a month ago and there is no sign of the 525. The CLK was found 2 weeks ago with some minor damage - about ?3,000 bodywork / paint. The insurance company only authorised the repairs today. The same insurance company have not yet made an offer for the 525 - they are awaiting the investigator's report - 2 weeks after the interview.
The 525 had quite a few extras, taking the value close to ?40k. The car was only 8 months old and had less than 5,000 miles. Anyone out there had experience with British insurance companies? What are they likely to offer? I have top up insurance, but this states that primary insurers should be responsible for the value of extras. Am I likely to lose out big time?
DEpending on the offer, should I go for another 5 series, or should I be thinking about the 3?
The 525 had quite a few extras, taking the value close to ?40k. The car was only 8 months old and had less than 5,000 miles. Anyone out there had experience with British insurance companies? What are they likely to offer? I have top up insurance, but this states that primary insurers should be responsible for the value of extras. Am I likely to lose out big time?
DEpending on the offer, should I go for another 5 series, or should I be thinking about the 3?
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Joined: Jan 2005
Posts: 204
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From: PARIS - FRANCE
My Ride: 535 D - to be delivered end Feb 2005 - color E08 - comfort seats - executive leather balck - 122 wheels - dynamic drive - active steering - pack luxe - tecnology pack - moon roof - 6CD player - hifi system - spare wheel - BT phone
Maybe it could be interesting that you post the VIN n? to make life of the burglars less easy. If the car has not yet been cut into pieces to be sold as spares in Eastern countries
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Joined: Jun 2004
Posts: 287
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From: The Netherlands
My Ride: MY 2004 545i Touring, High Executive Line, Comfort Line II, Vision Line II (Dutch specced Packages), Color: Oxford Green. Interior: Black/Black leather. Trim: Dark Popular wood. Gear: Steptronic 6-speed
Other options not incuded in above packages: M-Sport aero kit, sports suspension, heated steering wheel, rear side-airbags, front screen with green upper part, panorama roof, electric foldable and dimmed mirrors, dimmed interior mirror, cupholders, styling 123 18" wheels with Dunlop RFT's, HiFi Pro/LOGIC7, alarm class 3, heated seats rear and voice recognition.
Waiting for february delivery of 325i Touring and 130i
Jeffrey, I feel very sorry for your indeed; yet please remember that you - and your family - are unharmed as we all know all the stories about riffles put to our head while asleep.
good luck and buy yourself a new Bimmer
good luck and buy yourself a new Bimmer
Contributors
Joined: Nov 2004
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From: Essex, UK
Originally Posted by Jeffrey525d' date='Sep 26 2005, 09:40 AM
The 525 had quite a few extras, taking the value close to ?40k.? The car was only 8 months old and had less than 5,000 miles.? Anyone out there had experience with British insurance companies?? What are they likely to offer?? I have top up insurance, but this states that primary insurers should be responsible for the value of extras.? Am I likely to lose out big time?
However, I thought most insurance policies covered full replacement if the car is less that 12 months old? (Total new for new) But I suspose it depends on what you told the insurer when you insured it - you should reveal all to allow them to quantify the risk to them... If you have a ?4k stereo system they should know
I tell them all the bits that are there - most of the extras don't affect the premium. (They're more worried about large wheels, power increases and body-kits)
. do you have an alarm system at home?
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Joined: May 2005
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From: London, UK
My Ride: 535d Auto M Sport delivered 04/10/05, Carbon Black, Beige Ventilated Nasca Leather, Dark Poplar Wood, Media Pack - Sat Nav Pro, Bmw Assist, Bluetooth phone prep + telematics + snap in adapter for Nokia 6230i & 6 CD, Visibility Pack - bi-xenons, adaptive headlights and Headlight Wash, HUD, High Gloss Shadow Line, Extended Lights, HiFi System, Extended Voice, M Spoiler and Heated/ventilated f/seats. Chrome Grills. M Double Spoke 19" Mixed Wheels 172 with 245/35 front and 275/30 rear (Non-runflat continentals) Spare wheel and jack. Supaglass.
That's not good news. Did you have a Tracker fitted ?
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From: MIAMI B*CH
My Ride: MY RIDE is DA real .-) HAMANN 5 aka BLACK MAMBA born on 16/06/2005/delivered on 05/08/2005 as following:
530dA (steptronic), Black II (JET), leather Dakota auburn black, mapple trim, head-up display, dynamic drive, active steering, adaptive xenon headlights (auto levelling) with headlight washers, alarm, comfort seats with massage function, advanced A/C, big compartment armrest, aux-in, MP3, Logic 7, Radio PRO, CD in-dash+cd changer, power rear sunshades, rear airbags, park distance control, auto dimming folding mirrors, smoking package, shiny shadow line (individual), fold down rear seats, ski bag, sport suspension, run flats on �116-style� rims (Good Year NCT5+), cup holders, debadged, fire extinguishers, additional permanent power outlet, BMW coat hanger, trunk release button (installed by Hobi), GPS tracking device and a big thx 2 Iceman.
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Still to do list;-):
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� Individual leather interior (auburn+auburn alcantara)... and drive with sheer drivin' pleasure ... until 2009/2010 F10 comes or E60 possibly a 540d V8 diesel early in 2009 badly juiced!
Originally Posted by FJPM' date='Sep 26 2005, 10:45 AM
Maybe it could be interesting that you post the VIN n? to make life of the burglars less easy. If the car has not yet been cut into pieces to be sold as spares in Eastern countries
[snapback]175062[/snapback]
Not even they cud heart a beuaty like that.
Sorry for you MAn. But you will have a new more powerful engine and make some discounts with the same dealer as you already purched from him. take care I sleep with my keys, if they come in they will not leave ALIVE
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Joined: Jul 2005
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From: Sweden
My Ride: E61 525iA Build 2004/08. "Safirschwartz Metallic". Navi Pro, Adaptive Headlights, Bi-Xenon, Panorama Sunroof etc... CIP 18.00.01 (No noticed bug)
Sorry to hear that. I recently read an article in the newspaper, and it seems that this is the main strategy when stealing a "steal proof" car - get the keys and drive away. I even read about car hijacking & robbing.
My "counterstrike" to this is to always keep the keys in my pocket or very close to me. The keys are in the bedroom at night, and the damn criminal wouldn't get that far because of the dogs!
After all, I'm glad nobody in your family were hurt!
My "counterstrike" to this is to always keep the keys in my pocket or very close to me. The keys are in the bedroom at night, and the damn criminal wouldn't get that far because of the dogs!
After all, I'm glad nobody in your family were hurt!
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Joined: Feb 2005
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From: S. California
My Ride: 545i; Manual Shifter
Damn, such bad news.
Sorry to hear of this but know that you lived to tell about it. That's the best part.
You will get to drive a bimmer again.
Guys who do this are scum and will get what's coming to them. Of all the bugs the e60 has, I hope your car gets a new one... a failure in the locking mechanism and locks them inside!
Sorry to hear of this but know that you lived to tell about it. That's the best part.
You will get to drive a bimmer again.
Guys who do this are scum and will get what's coming to them. Of all the bugs the e60 has, I hope your car gets a new one... a failure in the locking mechanism and locks them inside!