Hit and Run!!!
#21
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Originally Posted by monsterj34' post='1006701' date='Sep 13 2009, 11:56 PM
they will do estimate.
dude it is all depends on whoever you have.. you need to call your insurance company.. we are not your insurance company...
they will deal with this situation ... not us... they have to look at it first before you do any work and just taking to bodyshop and get their estimate wont fly
so call their 1800 number and claim your hit and run... and just follow whatever they tell you to do.
also just put up pictures so that we can see what you are dealing with
dude it is all depends on whoever you have.. you need to call your insurance company.. we are not your insurance company...
they will deal with this situation ... not us... they have to look at it first before you do any work and just taking to bodyshop and get their estimate wont fly
so call their 1800 number and claim your hit and run... and just follow whatever they tell you to do.
also just put up pictures so that we can see what you are dealing with
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I have to agreed. Anything that happens while u arent in the car is considered comprehension (falls under the same category as vandalism).. if u were driving it would be collision.
If your car if parked and unoccupied, and that vehicle sustains damage from another vehicle (that subsequently left the scene) - it would ONLY be covered by COLLISSION COVERAGE of the vehicle owner.
Comprehensive Coverage: Glass Damage, Vandalism, Falling objects, Theft, and collission w/animals
When it comes to an insurance claim - the Ins Co. will send a licenced adjuster to view your damage. You may also get your own appraisal from a bodyshop of choice.
Whether or not your rates will go up depends on many factors, including - but not limited to - insured's claims history, length of time with said company, circumstances of accident, which insurance company your with, company underwriting guidelines, state laws, other supporting lines of insurance with company ie auto/home/life., and amount of claim paid.
good luck.
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News update:
Insurance said I am covered under "UNINSURED MOTORIST"...just waiting for them to send out an appraisal guy to look at my car and do an estimation...but I did an estimate on my own at a BMW Bodyshop and came out to be $1275!
Insurance said I am covered under "UNINSURED MOTORIST"...just waiting for them to send out an appraisal guy to look at my car and do an estimation...but I did an estimate on my own at a BMW Bodyshop and came out to be $1275!
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Originally Posted by futurerx06' post='1007486' date='Sep 14 2009, 06:27 PM
News update:
Insurance said I am covered under "UNINSURED MOTORIST"...just waiting for them to send out an appraisal guy to look at my car and do an estimation...but I did an estimate on my own at a BMW Bodyshop and came out to be $1275!
Insurance said I am covered under "UNINSURED MOTORIST"...just waiting for them to send out an appraisal guy to look at my car and do an estimation...but I did an estimate on my own at a BMW Bodyshop and came out to be $1275!
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Are we allowed to be a little less than serious now?
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#25
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Originally Posted by futurerx06' post='1007486' date='Sep 14 2009, 06:27 PM
News update:
Insurance said I am covered under "UNINSURED MOTORIST"...just waiting for them to send out an appraisal guy to look at my car and do an estimation...but I did an estimate on my own at a BMW Bodyshop and came out to be $1275!
Insurance said I am covered under "UNINSURED MOTORIST"...just waiting for them to send out an appraisal guy to look at my car and do an estimation...but I did an estimate on my own at a BMW Bodyshop and came out to be $1275!
There is no way it would be that much..
Almost ripped quarter panel came out to 1300 to repair
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Originally Posted by monsterj34' post='1008012' date='Sep 15 2009, 03:18 AM
There is no way it would be that much..
Almost ripped quarter panel came out to 1300 to repair
Almost ripped quarter panel came out to 1300 to repair
how much it would be? I am new to BMW thing and all i know is BMW is $$$
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Originally Posted by futurerx06' post='1006636' date='Sep 13 2009, 09:47 PM
no making fun please, this is serious inquiry
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Originally Posted by Alpine White Girl' post='1008560' date='Sep 15 2009, 06:07 PM
bahahaha aha ah ah aha ha ha ha ha ha ah ahhahahshahahadflhasdlfk uncontrollable keyboard slammings asjdflghasdfhiqi 8q43iq3uju2
LOL @ AWG. You're mean. hahaha
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