Hit and Run!!!
09-12-2009, 06:32 PM
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Originally Posted by futurerx06' post='1005909' date='Sep 12 2009, 07:28 PM
Does insurance pays for it? My passenger side bumper got mess up..a dent and a lot of paint peal off....I bought insurance "both ways!"
09-12-2009, 06:57 PM
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Originally Posted by skelevirus' post='1005910' date='Sep 12 2009, 10:32 PM
Mine did, if u have full coverage they should, and with no penalty
Thanks! I was reading the forums and people got Mtech Bodykit? how does that work?
09-12-2009, 07:57 PM
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Originally Posted by futurerx06' post='1005925' date='Sep 12 2009, 09:57 PM
Thanks! I was reading the forums and people got Mtech Bodykit? how does that work?
09-13-2009, 05:39 AM
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Originally Posted by CWS530' post='1005943' date='Sep 12 2009, 11:57 PM
Comprehensive should cover it, minus your deductible. Some use the money from the insurance company toward the purchase of a bumper other than standard (e.g., M-tech).
09-13-2009, 06:19 AM
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Originally Posted by futurerx06' post='1006103' date='Sep 13 2009, 09:39 AM
Does any E60 members know if INSURANCE person come do a quote estimate for you OR you can do it urself? What is the law?
He has kept my premiums at the lowest they can be and still provide me withe coverage I require AND keep my out of pocket expenses low as well.
09-13-2009, 06:23 AM
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Originally Posted by CWS530' post='1005943' date='Sep 12 2009, 11:57 PM
Comprehensive should cover it, minus your deductible. Some use the money from the insurance company toward the purchase of a bumper other than standard (e.g., M-tech).
Close ! Actually this type of physical damage is covered by Collision Coverage - minus your deductable.
Better listen to me, I'm pre-med.....or is it pre-law
09-13-2009, 10:27 AM
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Originally Posted by CWS530' post='1005943' date='Sep 12 2009, 08:57 PM
Comprehensive should cover it, minus your deductible. Some use the money from the insurance company toward the purchase of a bumper other than standard (e.g., M-tech).
And if the damage wouldn't cost as much to fix as your deductible what happens?
09-13-2009, 04:04 PM
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Did you file a police report? Many jurisdictions will let you file one over the phone and many insurance companies require a police report or case number if you're going to claim the damage was the result of a 'hit and run'. Otherwise, they'll still fix it, but will consider you to be at fault and that could definitely affect your future insurance rates.