What's your insurance fee?
02-09-2006, 01:07 PM
#1
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Location: Helsinki, Finland
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My Ride: My ex-ride: EU '08 LCI 520dA. Space Grey, Sport Seats in Black Leather/Fabric Anthracite, Sport Steering Wheel, A/C with Extended Features, Hi-Fi Speakers, Cup Holders, Cruise with Braking function, Folding Rear Seats, Xenons, Park Distance Control.
I have a full "Kasko" as they call the full coverage car insurance overhere.
I do have a full bonus (70 %) and I pay for it ?740 ($890) /year.
My own risk is at ?150 ($180) for any theft, vandalism, fire or deer/elk accident etc.
If the car needs to be in for repairs, I get ?85 ($100) a day.
It covers everything, if I crash the car less than 3 years old, I get a new one,
for my own risk price.
Then of course BMW gives my a full 2 year warranty and mobility service for 3 years.
I do have a full bonus (70 %) and I pay for it ?740 ($890) /year.
My own risk is at ?150 ($180) for any theft, vandalism, fire or deer/elk accident etc.
If the car needs to be in for repairs, I get ?85 ($100) a day.
It covers everything, if I crash the car less than 3 years old, I get a new one,
for my own risk price.
Then of course BMW gives my a full 2 year warranty and mobility service for 3 years.
02-09-2006, 01:25 PM
#3
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My Ride: My ex-ride: EU '08 LCI 520dA. Space Grey, Sport Seats in Black Leather/Fabric Anthracite, Sport Steering Wheel, A/C with Extended Features, Hi-Fi Speakers, Cup Holders, Cruise with Braking function, Folding Rear Seats, Xenons, Park Distance Control.
?540 = €800 = $960
02-09-2006, 01:26 PM
#4
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My Ride: in 2005... a completly crashed Audi A4 3.0 Quattro.
... 24th Jan. 2006... a new 530xd Touring
Around ?ur 1'900 a year!!!!
included 70% discount!!!!
at 100% (new & young driver...) I would have paid ?ur 6'300 !!!!!
but this is the price to pay.... an insurance has never been obligatory!!!
included 70% discount!!!!
at 100% (new & young driver...) I would have paid ?ur 6'300 !!!!!
but this is the price to pay.... an insurance has never been obligatory!!!
02-09-2006, 01:27 PM
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My Ride: F11 535i M-Sport,, Silver, Black Leather, LED Adaptive headlights
Model Year: 2015
Engine: N55
Spooky................I was only thinking this afternoon about posting with the same question.
My 530D costs ?350 (500 euro, $600) per year fully comprehensive. For driver age 49 with no claims past 6 years...................and only one live speeding endorsement........................well .........we all miss the cameras sometime !
UK Warranty from BMW is 3 years 60,000 miles, a one off 'gap' insurance (?250) tops up total loss cover to original invoice price for 3 years.
............Now this might be a subject where we get one back on the USA for thier low gas prices !!
My 530D costs ?350 (500 euro, $600) per year fully comprehensive. For driver age 49 with no claims past 6 years...................and only one live speeding endorsement........................well .........we all miss the cameras sometime !
UK Warranty from BMW is 3 years 60,000 miles, a one off 'gap' insurance (?250) tops up total loss cover to original invoice price for 3 years.
............Now this might be a subject where we get one back on the USA for thier low gas prices !!
02-09-2006, 02:23 PM
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Location: San Jose, California, USA
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My Ride: 2008 Porsche 911 Carrera S Convertible. Midnight Blue, 6 Speed.Retired - 2007 997 Carrera S, Midnight Blue, Grey leather, premium audioRetired - 2007 550i, Monaco Blue over Beige, Navigation, Logic 7, Cold Weather Pack, Comfort Access, Sport Package
Model Year: 2008
I pay around $1000 here in California for pretty decent coverage.
02-09-2006, 02:42 PM
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My Ride: '04 545iS 6 spd, bought new via eBay, 11/05; Blk/Gry, Cold, L7, PDC, BMW Rear seatcover for pets.
First "Bumwa" was a new 1971 2002. High performance 5s since 1987. Beamer motorcycles too, currently on an 07 BMW K1200 GT; also a Moto Guzzi 1000 SP III.
$1260/an with $500 deductable (Travelers). They discovered belatedly, several years ago that my 535iS was a high performance model, and raised my rates (must have been that wBAD vin...) . I assume they are still pegged at that level, 3 cars later, despite a clean record and nothing but a couple of glass claims.
Cheers,
Ray Hull
Anybody got BMW inusrance?
Cheers,
Ray Hull
Anybody got BMW inusrance?
02-09-2006, 03:13 PM
#9
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Originally Posted by swajames' post='237551' date='Feb 9 2006, 05:23 PM
I pay around $1000 here in California for pretty decent coverage.
Mine is Farmer and it's ~$1200
02-09-2006, 03:19 PM
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Location: San Jose, California, USA
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My Ride: 2008 Porsche 911 Carrera S Convertible. Midnight Blue, 6 Speed.Retired - 2007 997 Carrera S, Midnight Blue, Grey leather, premium audioRetired - 2007 550i, Monaco Blue over Beige, Navigation, Logic 7, Cold Weather Pack, Comfort Access, Sport Package
Model Year: 2008
Mine is Farmer and it's ~$1200
[/quote]
It's Travelers. I do have a $500 deductible so if yours is lower that might make a difference. We also get good/superior driver discounts plus multiple vehicle discount.