Got rear ended...
04-09-2010, 07:22 PM
#11
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too often, many get insurance based on cheap price, then find out later that their claim services are terrible.
it's unfortunate that this is happening to you. i would get an attorney. and in the future, report immediately to your insurance, especially, when you're not at fault (why did it take you a month to report this accident?), and like most post, get a better insurance company that has reputable claim service, not customer service. stay away from geico and liberty mutual - i had terrible experience with their claim services even when i'm not at fault.
it's unfortunate that this is happening to you. i would get an attorney. and in the future, report immediately to your insurance, especially, when you're not at fault (why did it take you a month to report this accident?), and like most post, get a better insurance company that has reputable claim service, not customer service. stay away from geico and liberty mutual - i had terrible experience with their claim services even when i'm not at fault.
04-09-2010, 07:40 PM
#12
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I see that you are a California resident. Attached is a link to the webpage of the California Department of Insurance concerning filing complaints against insurers: http://www.insurance.ca.gov/contact-...ile-complaint/
You may have a big problem with waiting a month and getting no police report. If you get into an accident (especially if it is not your fault), call the police immediately and get them to write up a police report. And contact your insurer immediately -- do not wait.
You may have a big problem with waiting a month and getting no police report. If you get into an accident (especially if it is not your fault), call the police immediately and get them to write up a police report. And contact your insurer immediately -- do not wait.
04-09-2010, 09:09 PM
#13
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Wow that sucks! I smell insurance fraud from the lady. She probably switch the car's name to a family member. I would get an attorney and they will be able to find out everything. Do you have her address? Drive there and see if the car's there. U remember what car it is? Search google. You probably have the VIN. Search the VIN if she really sold it, you can at least kinda know the whereabouts.
And remember, police report is a must! If the cops do not want to write a polive report, don't demand them. Tell the officer to wait a second and copy down their badge number. If they ask why, tell them that they are the witness of this accident. Then they will gladly start making a police report.
And remember, police report is a must! If the cops do not want to write a polive report, don't demand them. Tell the officer to wait a second and copy down their badge number. If they ask why, tell them that they are the witness of this accident. Then they will gladly start making a police report.
04-09-2010, 09:54 PM
#14
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damn Randy.. sorry to hear the news.. hope it all works out bro
04-09-2010, 10:02 PM
#15
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too often, many get insurance based on cheap price, then find out later that their claim services are terrible.
it's unfortunate that this is happening to you. i would get an attorney. and in the future, report immediately to your insurance, especially, when you're not at fault (why did it take you a month to report this accident?), and like most post, get a better insurance company that has reputable claim service, not customer service. stay away from geico and liberty mutual - i had terrible experience with their claim services even when i'm not at fault.
it's unfortunate that this is happening to you. i would get an attorney. and in the future, report immediately to your insurance, especially, when you're not at fault (why did it take you a month to report this accident?), and like most post, get a better insurance company that has reputable claim service, not customer service. stay away from geico and liberty mutual - i had terrible experience with their claim services even when i'm not at fault.
I see that you are a California resident. Attached is a link to the webpage of the California Department of Insurance concerning filing complaints against insurers: http://www.insurance.ca.gov/contact-...ile-complaint/
You may have a big problem with waiting a month and getting no police report. If you get into an accident (especially if it is not your fault), call the police immediately and get them to write up a police report. And contact your insurer immediately -- do not wait.
You may have a big problem with waiting a month and getting no police report. If you get into an accident (especially if it is not your fault), call the police immediately and get them to write up a police report. And contact your insurer immediately -- do not wait.
Wow that sucks! I smell insurance fraud from the lady. She probably switch the car's name to a family member. I would get an attorney and they will be able to find out everything. Do you have her address? Drive there and see if the car's there. U remember what car it is? Search google. You probably have the VIN. Search the VIN if she really sold it, you can at least kinda know the whereabouts.
And remember, police report is a must! If the cops do not want to write a polive report, don't demand them. Tell the officer to wait a second and copy down their badge number. If they ask why, tell them that they are the witness of this accident. Then they will gladly start making a police report.
And remember, police report is a must! If the cops do not want to write a polive report, don't demand them. Tell the officer to wait a second and copy down their badge number. If they ask why, tell them that they are the witness of this accident. Then they will gladly start making a police report.
04-09-2010, 10:08 PM
#16
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My Ride: 2005 545i Black Sapphire - Fully Loaded
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Contact your insurance company in writing and advise them a complaint regarding the handling of this claim will be filed with your state's Department of Insurance and the Better Business Bureau.
In most states the liability in a case like yours rests squarely on the person who rear-ended you - regardless if they were first rear-ended. If that was the case, the person who hit you and his/her insurance company would be responsible for chasing any 3rd parties who may have caused the accident that caused your damage.
Geico, like most insurance companies, is most interested in mitigating THEIR losses - NOT YOURS!
Put ALL complaints in "writing" - by writing I really mean email; it is preferred and more efficient!
In most states the liability in a case like yours rests squarely on the person who rear-ended you - regardless if they were first rear-ended. If that was the case, the person who hit you and his/her insurance company would be responsible for chasing any 3rd parties who may have caused the accident that caused your damage.
Geico, like most insurance companies, is most interested in mitigating THEIR losses - NOT YOURS!
Put ALL complaints in "writing" - by writing I really mean email; it is preferred and more efficient!
Geico, like most insurance companies, is most interested in mitigating THEIR losses - NOT YOURS!
So freaking true, can you believe they said that I had 2 options..
1) Use other Insurance party and pay 50% of the damages.
2) Use GEICO and pay 50% of my deductible.
And they said IF I chose to use GEICO they will send an investigation team out to seek for the lost.. Can you believe that???
04-09-2010, 10:14 PM
#17
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My Ride: 2005 545i Black Sapphire - Fully Loaded
Model Year: 545i 2005
I know.. talk about bad luck with this car. Got keyed.. and RIGHT after I got it repaired, I mean literally 1 hour right after it got repaired.. I GOT REAR ENDED! Then 2 months later someone took off my front bumper in a parking lot, thankfully the guy left a note. Then got rear ended again last November! and that was on the day before thanksgiving...... 
Aside from all the hassel, I got a new m5 front, new paint job, new mtech rear, and now I'm thinking of getting a m5 bumper with quads.. not so bad after all
Aside from all the hassel, I got a new m5 front, new paint job, new mtech rear, and now I'm thinking of getting a m5 bumper with quads.. not so bad after all
04-10-2010, 02:26 PM
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so many vermin drivers out there, makes my blood boil
why cant people just accept there OWN fecking mistakes, and not screw over any one else but them self
really is a shit world some times!
why cant people just accept there OWN fecking mistakes, and not screw over any one else but them self
really is a shit world some times!
04-10-2010, 04:52 PM
#19
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Geico, like most insurance companies, is most interested in mitigating THEIR losses - NOT YOURS!
So freaking true, can you believe they said that I had 2 options..
1) Use other Insurance party and pay 50% of the damages.
2) Use GEICO and pay 50% of my deductible.
And they said IF I chose to use GEICO they will send an investigation team out to seek for the lost.. Can you believe that???
So freaking true, can you believe they said that I had 2 options..
1) Use other Insurance party and pay 50% of the damages.
2) Use GEICO and pay 50% of my deductible.
And they said IF I chose to use GEICO they will send an investigation team out to seek for the lost.. Can you believe that???
In each case I would also place a complaint in writing to the State Insurance Department about how this claim was handled.
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