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Car T-Boned are 545i....

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Old 03-30-2008, 08:46 AM
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One week after we just got it. Lady ran a red light and hit my wife.

Wife said the side airbags went off but she wasn't sure if the steering wheel airbag went off. Haven't got to see it as its at the tow truck place inside and can't get at it until Monday.

So peeved off right now. Oh to boot she had a few dinner drinks and went just over the limit. Double whammy for us.

So what do you think the chances of the car being totaled out are? 2004 545i with 39,000 miles. She said it hit the driver side front fender and the driver side doors at about 25 to 30 MPH.
Old 03-30-2008, 08:58 AM
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If she was over the limit are you sure it matters ? I'm sure your insurance company will have a very interesting POV. Good Luck
Old 03-30-2008, 08:58 AM
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Sorry to hear this - glad though everyone is OK.

if the damage has affected the firewall it will be a writeoff. AFAIK, that part is not repairable.
Old 03-30-2008, 09:00 AM
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Wow....so sorry to hear of the accident

Based on your post the silver lining is your wife is okay....could have been tragic if in other than a BMW.
Old 03-30-2008, 10:08 AM
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I couldn't imagine getting t-boned, it would traumitize me. Hope that your wife is ok and everything turns out good. Good luck
Old 03-30-2008, 10:13 AM
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sorry to hear man, glad to hear your wife is ok. Hope everything gets resolved as painless as possible...
Old 03-30-2008, 10:35 AM
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Originally Posted by geneatals' post='553261' date='Mar 30 2008, 11:13 AM
sorry to hear man, glad to hear your wife is ok. Hope everything gets resolved as painless as possible...
+1. sorry to hear about the unfortunate experience.
Old 03-30-2008, 11:38 AM
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Well drove by the tow place and its outside now.

Couldn't get a real good look at it (all the way in the back) but doesn't look even near as bad as the wife was making it sound. I'm thinking they won't put it outside if any windows are shattered (rain is in the forecast for tonight). Looks like 95% of the damage is in the doors. So hopefully the main pillar between the doors isn't to bad.

I'll keep everyone updated.
Old 03-30-2008, 01:10 PM
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Wow man, im truly sorry that this happened to you guys. Im glad your wife is safe and the vehicle appears far less damaged than you initially fathomed

Though it sounds like the blame rests with the other driver, we should all take a moment and think of the power these machines can generate. Sober, it can get quite dangerous quickly if not careful. Enubriated and the danger factor rises exponentially. Drinking and driving can be dangerous. But there is an increased danger when doing so in a 300+ hp vehicle as opposed to a 150 one.
Old 03-30-2008, 01:14 PM
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Originally Posted by skylolow' post='553217' date='Mar 30 2008, 12:46 PM
One week after we just got it. Lady ran a red light and hit my wife.

Wife said the side airbags went off but she wasn't sure if the steering wheel airbag went off. Haven't got to see it as its at the tow truck place inside and can't get at it until Monday.

So peeved off right now. Oh to boot she had a few dinner drinks and went just over the limit. Double whammy for us.

So what do you think the chances of the car being totaled out are? 2004 545i with 39,000 miles. She said it hit the driver side front fender and the driver side doors at about 25 to 30 MPH.
I see you recently joined the forum ... what a terrible way to join ... my condolences and glad to hear there were no personal injuries. Cars can get replaced or repaired.

Your profile doesn't state the state or country where you're located.

If I read your post correctly, your wife was over the DUI limit but was hit by someone who failed to stop at a (red) traffic signal.

If the first condition is true, you should get lawyered up ASAP to get the DUI covered. In most states in the USA the penalties for that can be more painful than having your new-to-you BMW smashed.

As for property damage ... good luck. BMW's are be difficult and expensive to repair correctly. Generally the threshold to total a car is as high as 70+% of retail or replacement cost. So if your car has an average retail replacement value of $30,000 your insurance company may elect to have you repair it if the cost of repair is less than $21,000. That can cover a lot of repair!

Good luck - you will find lots of good advice here as your traverse the rocky roads to repair etc


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