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Tire Insurance??

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Old 03-30-2009, 07:12 PM
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Oooookay, on my last E60 in two years of ownership I ruined 9 tires and 3 rims. They were really expensive too because they were runflats and I was thrilled that I got the tire insurance. Wasn't sure about this car though. The non runflats are normally pretty reliable and I never had a blow out in 4 years of owning my M3. I sprung for it anyway and paid about $700 for full 5 year coverage of my tires and rims. It was my only option even though it was only a 30 month lease. The policy has no maximum coverage amount, no deductible and was sold and serviced by my dealership. Anyway, after putting about 8,000 miles on my 550i, I just hit another pothole and blew out my 4th tire. So, for those of you who may be on the fence about it, I think the insurance is money well spent.
Old 03-31-2009, 05:54 AM
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I thought it was something of value.... I got the tire insurance.

I have yet to need to use it, but, don't have many miles. I know that a couple tires or 1 rim and the policy pays for itself.

I had a 2001 540i and went up to 19's, went through 2 tires in what seemed like a blink; a nail here, a who knows what there.

I am curious to find out how it works. I was sold by the finance guy and was given nothing in writing. I asked him repeatedly if all these troubles would be fixed by BMW and replaced with OEM parts. He said "yes, yes, yes." I recently received a letter from Multi-Shield which consisted of 3 paragraphs thanking me for the business and an identification card... still nothing in writing that confirms the scope of the policy.
Old 03-31-2009, 06:04 AM
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Depends on where you live and general road conditions but I got it on both my 550 and the wife's X5. Never used the insurance on my car but my wife's insurance has more than paid for both policies!
Old 03-31-2009, 06:09 AM
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Got the insurance on mine when we bought, got it in writing too...haven't had to use it though...knock on wood
Old 03-31-2009, 06:29 AM
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when I picked up my lease 12/07...the dealership told me CA was no longer allowing them to provide that option...but I heard BMW is offering it again...I ended up going with the "wear and tear" insurance...which covers up to 10K worth of damage upon lease return....
Old 03-31-2009, 10:40 AM
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Discount tires gives you a free prorated road hazard warranty on the tires. I am fine with just that.
Old 03-31-2009, 12:41 PM
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I got the insurance and within 35 days, I had to use it to replace a run-flat (left-rear). It paid for itself immediately!
Old 03-31-2009, 04:39 PM
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I had a tire/wheel warranty on my Volvo and about a month before it expired my son ran into a major pothole and cracked two rims and blew out two tires. They paid the towing and replaced the wheels and tires. I only got stuck for the new strut and lower control arm, which my son is making monthly payments on. Tires on my other cars come from Costco which come with a road hazzard warranty.
Old 03-31-2009, 06:20 PM
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With Run Flats tire insurance has paid for itself in my urban texas driving experience.
Old 04-01-2009, 07:50 AM
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Yeah... I got the insurance as well... I had rashed a rim on my previous 5 series and got a bubble on the side wall of the tire... I wish I had the insurance back then. So, I took it this time w/ my new 5 (which has run-flats.. ugh).

I haven't had to use the insurance yet... but who knows, esp w/ all the pot holes here in DC.
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