I wrecked my car. Insurance claim advice needed
08-07-2009, 05:32 PM
#21
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Originally Posted by stevenbeboo' post='968161' date='Aug 6 2009, 10:45 PM
I had the exact proble, a lady blew a stop sign and i hit her right in the middle.. THE SAME WAY
A HOUR AFTER BUYING THE CAR
The insurance company payed for oem bmw parts, I just took a check and bought the m-tech kit
to compansate for the lost of value do to the crash, i installed the m-tech kit to gain some value.
i would post pics, but it said the pic are to large.
A HOUR AFTER BUYING THE CAR
The insurance company payed for oem bmw parts, I just took a check and bought the m-tech kit
to compansate for the lost of value do to the crash, i installed the m-tech kit to gain some value.
i would post pics, but it said the pic are to large.
Resize the pictures and post them.
08-15-2009, 08:49 PM
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Originally Posted by sholaesq' post='962784' date='Aug 2 2009, 11:13 AM
I was out with my wife yesterday and this guy in a corolla jumped the stop sign. I saw him and started pressing on the brakes or else it would have been worse for him. Anyway here is the result.
The other guy was at fault and he even got a ticket. I obtained his insurance information, he is insured by allstate.
I have a couple of questions:
Will his insurance company put me in a similar rental car and not some Toyota echo, since I use for business too?
Will his insurance company compensate me for diminution in value ? I will be selling the car after it is fixed and any record of a wreck will surely depress the resale value of my car.
My car is certified and must be fixed by a certified body shop with BMW parts. Do insurance companies have to pay for Manufacturer parts when there is a comparable aftermarket part? I would imagine that they must pay in my circumstance.
The other guy was at fault and he even got a ticket. I obtained his insurance information, he is insured by allstate.
I have a couple of questions:
Will his insurance company put me in a similar rental car and not some Toyota echo, since I use for business too?
Will his insurance company compensate me for diminution in value ? I will be selling the car after it is fixed and any record of a wreck will surely depress the resale value of my car.
My car is certified and must be fixed by a certified body shop with BMW parts. Do insurance companies have to pay for Manufacturer parts when there is a comparable aftermarket part? I would imagine that they must pay in my circumstance.
Even in small accidents.
Take car to BMW dealer; give them the keys to fix. They and ins company can duke it out.
Indy shops cannot always complete all repairs; they frequently will take car to BMW dealer for detailed repairs. Do it right; don't waste going back and forth.
I have friends at BMW service depts, body shops, etc. They can tell dozens of war stories. Ins will cover repairs.
Re diminished value, Texas recognizes it. Some other states do; some don't.
PM me, and I will send you contact on an expert in San Antonio who will be able to provide some free advice. He is nice guy, and will help anyone--even BMW owners!! lol
08-15-2009, 08:54 PM
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Originally Posted by sholaesq' post='962784' date='Aug 2 2009, 11:13 AM
I was out with my wife yesterday and this guy in a corolla jumped the stop sign. I saw him and started pressing on the brakes or else it would have been worse for him. Anyway here is the result.
The other guy was at fault and he even got a ticket. I obtained his insurance information, he is insured by allstate.
I have a couple of questions:
Will his insurance company put me in a similar rental car and not some Toyota echo, since I use for business too?
Will his insurance company compensate me for diminution in value ? I will be selling the car after it is fixed and any record of a wreck will surely depress the resale value of my car.
My car is certified and must be fixed by a certified body shop with BMW parts. Do insurance companies have to pay for Manufacturer parts when there is a comparable aftermarket part? I would imagine that they must pay in my circumstance.
The other guy was at fault and he even got a ticket. I obtained his insurance information, he is insured by allstate.
I have a couple of questions:
Will his insurance company put me in a similar rental car and not some Toyota echo, since I use for business too?
Will his insurance company compensate me for diminution in value ? I will be selling the car after it is fixed and any record of a wreck will surely depress the resale value of my car.
My car is certified and must be fixed by a certified body shop with BMW parts. Do insurance companies have to pay for Manufacturer parts when there is a comparable aftermarket part? I would imagine that they must pay in my circumstance.
08-16-2009, 10:54 PM
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One way to have this accident not appear on your carfax is to CHOKE the other driver and make him pay with his own money and not do an insurance claim 
lol. It could have been worse, but the bad part about this now is dealing with insurance. It's a big pain in the butt. I'm still having problems with my insurance because of the accident I was involved in which I wasn't at fault. Already had the car fixed (BTW it wasn't my E60 that got into an accident) and I still need to pound my insurance to pay for it! I picked up the car and had to leave my own check at the bodyshop because my insurance never mailed me any check to pay the bodyshop with. 
:thumbsdown:
lol. It could have been worse, but the bad part about this now is dealing with insurance. It's a big pain in the butt. I'm still having problems with my insurance because of the accident I was involved in which I wasn't at fault. Already had the car fixed (BTW it wasn't my E60 that got into an accident) and I still need to pound my insurance to pay for it! I picked up the car and had to leave my own check at the bodyshop because my insurance never mailed me any check to pay the bodyshop with. :thumbsdown:
08-17-2009, 09:30 AM
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Originally Posted by sholaesq' post='962784' date='Aug 2 2009, 09:13 AM
I was out with my wife yesterday and this guy in a corolla jumped the stop sign. I saw him and started pressing on the brakes or else it would have been worse for him. Anyway here is the result.
The other guy was at fault and he even got a ticket. I obtained his insurance information, he is insured by Allstate.
I have a couple of questions:
Will his insurance company put me in a similar rental car and not some Toyota echo, since I use for business too?
Will his insurance company compensate me for diminution in value ? I will be selling the car after it is fixed and any record of a wreck will surely depress the resale value of my car.
My car is certified and must be fixed by a certified body shop with BMW parts. Do insurance companies have to pay for Manufacturer parts when there is a comparable aftermarket part? I would imagine that they must pay in my circumstance.
The other guy was at fault and he even got a ticket. I obtained his insurance information, he is insured by Allstate.
I have a couple of questions:
Will his insurance company put me in a similar rental car and not some Toyota echo, since I use for business too?
Will his insurance company compensate me for diminution in value ? I will be selling the car after it is fixed and any record of a wreck will surely depress the resale value of my car.
My car is certified and must be fixed by a certified body shop with BMW parts. Do insurance companies have to pay for Manufacturer parts when there is a comparable aftermarket part? I would imagine that they must pay in my circumstance.
They should come around with a much better car! 
The last time I had a car in for repairs from an accident caused by another driver, I made some noise and ended up driving a Mercedes E-class for a month, and the rental cost MORE than the repairs did! 
08-19-2009, 03:17 PM
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**Update*
I just got a call from the BMW certified body shop and their initial estimate is $21k. He thinks it will top out at $24K. The car is a certified 545i with 60k miles. Do you guys think it will be totaled?
I just got a call from the BMW certified body shop and their initial estimate is $21k. He thinks it will top out at $24K. The car is a certified 545i with 60k miles. Do you guys think it will be totaled?
08-19-2009, 04:44 PM
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Originally Posted by sholaesq' post='982504' date='Aug 19 2009, 04:17 PM
**Update*
I just got a call from the BMW certified body shop and their initial estimate is $21k. He thinks it will top out at $24K. The car is a certified 545i with 60k miles. Do you guys think it will be totaled?
I just got a call from the BMW certified body shop and their initial estimate is $21k. He thinks it will top out at $24K. The car is a certified 545i with 60k miles. Do you guys think it will be totaled?
08-19-2009, 07:10 PM
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Originally Posted by sholaesq' post='982504' date='Aug 19 2009, 07:17 PM
**Update*
I just got a call from the BMW certified body shop and their initial estimate is $21k. He thinks it will top out at $24K. The car is a certified 545i with 60k miles. Do you guys think it will be totaled?
I just got a call from the BMW certified body shop and their initial estimate is $21k. He thinks it will top out at $24K. The car is a certified 545i with 60k miles. Do you guys think it will be totaled?
08-21-2009, 11:30 AM
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Originally Posted by sholaesq' post='982504' date='Aug 19 2009, 07:17 PM
**Update*
I just got a call from the BMW certified body shop and their initial estimate is $21k. He thinks it will top out at $24K. The car is a certified 545i with 60k miles. Do you guys think it will be totaled?
I just got a call from the BMW certified body shop and their initial estimate is $21k. He thinks it will top out at $24K. The car is a certified 545i with 60k miles. Do you guys think it will be totaled?