I made the above comment from an investing perspective, you could easily keep that 50k and earn an annual return of 7% to 10%.At least by doing that your money would be making money for you, at the end of the day isn?t that what we're all striving for? The moment you dump 50k into an auto (liquid) you?ve just locked your money up, hence you will not have it at your disposal to work for you let alone mature. At the ripe age of 26 I?ve always lived by the motto, Obtain as many assets as possible while renting and minimizing liabilities.

But like I always say ?To each his own.?