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Official BMW CCA credit card?

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Old 01-29-2009, 11:32 AM
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I received this email from BMW CCA regarding their official credit card ... Does anyone here have it? It looks like it's an affinity credit card from PartnersFirst.

As noted,
"If you currently have a BMW CCA credit card from Bank of America it is no longer the ?official card?--and you need to apply for our new card."
...
Here are some highlights of the new program:
  • You can customize your card with a photo of your prized BMW!
  • You will earn 1 point for every dollar that you spend, and you can use your points for:
  • Free annual membership
  • 1% Cash Back with no limit on the amount you can earn
  • Travel on any airline with no blackout dates.
  • Great name brand merchandise & gift cards
  • You will also save money immediately by transferring your current balances to your new BMW CCA card with 0% fixed APR for 6 months!
Best of all: there are no late fees, over limit fees and no annual fee!
Official BMW CCA credit card?-bmw_cca_card.png
Old 01-29-2009, 12:21 PM
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I also received an invitation around 3:30pm. I thought that credit card companies were reducing customers balance and trying to limit their exposures due to "economic tsunami" we are going thru...I am curious to find out what is the APR after 6 months intro rate of 0%...
Old 01-29-2009, 01:32 PM
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They offered it to me when I bought my car, the APR then was 17% after the intro period. Pointless. I passed.
Old 01-29-2009, 01:36 PM
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I remember being offered by the sales rep too when I bought my car but the sr recc'd me not to get it that I don't need it!
Old 01-29-2009, 02:00 PM
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Originally Posted by ValE60' post='780387
They offered it to me when I bought my car, the APR then was 17% after the intro period. Pointless. I passed.
Good to know, I think I'll pass as well.
Old 01-29-2009, 03:09 PM
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The most worthless credit card on the planet.

You get 1 reward point per $2 you spend.

Also you get noting for your points. For example 10,000 points gets you a $100 check towards maintenance/service.
Old 01-29-2009, 03:18 PM
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Probably only marginally better than the BMW AMEX card that is NOT accepted in most BMW dealers!!
Old 01-29-2009, 03:50 PM
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I've had a BMW Bank credit card for years now, I always love when I use it some smart guy will ask, "Do you drive a BMW??" I usually say I drive a 1987 Corolla just to see the look I get! I got money off on my last BMW (this card accrues points instead of miles, which are applicable to BMW purchases) which was cool as I was going to spend the money ANYWAY!
Old 01-29-2009, 06:05 PM
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The BMW CCA card is not the same as the BMW Ultimate card. I have the BMW Ultimate Card and I've actually been quite happy with it. I would love the BMW CCA card simply because I would be support an org that I think is great but I don't really have a need for one more CC.

BMW CCA = Car club
BMW Card = BMW Bank of NA
Old 01-29-2009, 06:06 PM
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FUCK Bank of America! I just transferred $9000 to Bank of America credit card because they advertised 0% APR on balance transfers. They charged me a 3% balance transfer fee/$270. You CAN NOT advertise 0% APR if you charge a transaction fee. BY LAW, THE TRANSACTION FEE MUST BE INCLUDED IN THE ADVERTISED APR. This allows consumers to compare various loan programs without the need to read the fine print!!!!! You are not allowed to HIDE your transaction fee in your disclosure statement without representing it in your advertised APR. THIS IS FRAUD!!!!!!... AND BANK OF AMERICA IS CURRENTLY RECEIVING BILLIONS OF DOLLARS FROM US IN A BAILOUT! I am writing my local officials and have contacted a lawyer regarding a class action lawsuit! Stay tuned.


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