New body kit?
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Joined: Mar 2009
Posts: 151
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From: Vancouver, BC
So.. to make a long story short, someone hit and run my rear bumper this afternoon. PISSED! 
I've already filed a report and I'm taking my car into the estimators tomorrow. The damage looks like enough for a new bumper and I don't think my insurance would let me "upgrade" my stock bumper to a mtech one. The question is, should I let them fix it all up while I eat the $300 deductible or should I just opt to buy a mtech rear bumper and pay for the whole thing myself. What seems more "logical"? 
I've already filed a report and I'm taking my car into the estimators tomorrow. The damage looks like enough for a new bumper and I don't think my insurance would let me "upgrade" my stock bumper to a mtech one. The question is, should I let them fix it all up while I eat the $300 deductible or should I just opt to buy a mtech rear bumper and pay for the whole thing myself. What seems more "logical"?
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Joined: Jan 2009
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From: Bay Area California
My Ride: 2005 BMW 545i Sport Package, Jet Black
M166 OEM Wheels
M5 Style Body kit
RPI Scoop
BMC Air Filter
Valentine One Radar Detector
35% tint all around
just let them estimate the damage and give you a check. on avarage (i've had rear bumper hit before) the will give you $1000-$1200. You can pay 300 deductible, you can buy M-tech replica for $350 (Unmitza or Trinity), paint it and save some money for going out to celebrate a new bumper. That what i would do instead of just repairing the old one
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Joined: Feb 2006
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From: Chino hills
just let them estimate the damage and give you a check. on avarage (i've had rear bumper hit before) the will give you $1000-$1200. You can pay 300 deductible, you can buy M-tech replica for $350 (Unmitza or Trinity), paint it and save some money for going out to celebrate a new bumper. That what i would do instead of just repairing the old one
Give you a check? my insurance wouldn't give me a check they would make the check payable to the body shop that would order the part after the repair has been done and they release the car back
Thread Starter
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Joined: Mar 2009
Posts: 151
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From: Vancouver, BC
Got back from my estimator. He says the bumper can be sanded and repainted again but one of the senors needs to be replaced at $300 :thumbsdown: . Total estimates are $1100. Now should I eat the $300 deductable or just go balls out for the mtech kit? 
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Joined: Jun 2008
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From: Tacoma, WA
perfect chance to do it and it probably wont come up again
Thread Starter
Members
Joined: Mar 2009
Posts: 151
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From: Vancouver, BC
just let them estimate the damage and give you a check. on avarage (i've had rear bumper hit before) the will give you $1000-$1200. You can pay 300 deductible, you can buy M-tech replica for $350 (Unmitza or Trinity), paint it and save some money for going out to celebrate a new bumper. That what i would do instead of just repairing the old one
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Joined: Jun 2008
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From: Tacoma, WA
lol what?
what insurance do you have?
You can request a check just say you dont have time at the moment to get it fixed and want the check
my insurance USAA pays me directly and leaves it up to me to do whatever with the money
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Joined: Mar 2009
Posts: 151
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From: Vancouver, BC
Wow.. consider yourself lucky. I think our insurance (ICBC) doesn't do that to avoid fraud. We have up to 2 years to get the repairs done and also it's probably because it was a hit and run. No one to blame = no request for a cheque.