I'm tired of my insurance company
04-15-2005, 09:01 PM
#1
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Okay...now I am truly getting raped by my insurance company because they charge a $1,000 deductible for even my cracked windshield. I pay about $250 per month with a $1,000 deductible 
(comprehensive & collision). is that good for a new jersey driver? by the way, I have no points at all 
I wanted to ask all New Jersey (tri-state drivers) to post their insurance details if you guys don't mind. I am in the market to look for a new company.
Please provide:
1) Insurance company name:
2) State you live in:
3) How many points you have:
4) How much do you pay per month:
5) What is your deductible:
6) How old you are:
Please help out as i am in need for a really good insurance company
(comprehensive & collision). is that good for a new jersey driver? by the way, I have no points at all I wanted to ask all New Jersey (tri-state drivers) to post their insurance details if you guys don't mind. I am in the market to look for a new company.
Please provide:
1) Insurance company name:
2) State you live in:
3) How many points you have:
4) How much do you pay per month:
5) What is your deductible:
6) How old you are:
Please help out as i am in need for a really good insurance company
04-15-2005, 11:45 PM
#2
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My Ride: 2005 545i, Black on black. 6spd MT, Nav, sports package.
I am 22, I pay about $150 a month with a $500 deductible. I dont know what my score is but i have had a few claims and some convictions on my record.
I have State Farm... My agent pulled some special tricks to save money.
I live in Chicago suburbs though. I dont know how much of a difference Jersey would make... shouldnt be THAT much.
I have State Farm... My agent pulled some special tricks to save money.
I live in Chicago suburbs though. I dont know how much of a difference Jersey would make... shouldnt be THAT much.
04-16-2005, 07:43 AM
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Originally Posted by saurabh' date='Apr 16 2005, 12:01 AM
Okay...now I am truly getting raped by my insurance company because they charge a $1,000 deductible for even my cracked windshield.? I pay about $250 per month with a $1,000 deductible? (comprehensive & collision). is that good for a new jersey driver?? by the way, I have no points at all?
I wanted to ask all New Jersey (tri-state drivers) to post their insurance details if you guys don't mind.? I am in the market to look for a new company.
Please provide:
1) Insurance company name:
2) State you live in:
3) How many points you have:
4) How much do you pay per month:
5) What is your deductible:
6) How old you are:
Please help out as i am in need for a really good insurance company?
(comprehensive & collision). is that good for a new jersey driver?? by the way, I have no points at all? I wanted to ask all New Jersey (tri-state drivers) to post their insurance details if you guys don't mind.? I am in the market to look for a new company.
Please provide:
1) Insurance company name:
2) State you live in:
3) How many points you have:
4) How much do you pay per month:
5) What is your deductible:
6) How old you are:
Please help out as i am in need for a really good insurance company?
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04-16-2005, 07:47 AM
#4
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In NJ you need to get yourself into NJM otherwise you're going to be royally butt-f*cked. The "regular" insurance companies wanted to charge me 2 times, in some cases even 3 times more than my NJM premium. No thanks!
One key insurance thing is the "lawsuit limitation" option. If you take the option you save ALOT but you can't sue anyone unless your REALLY seriously hurt.
I paid NJM about $1500 this year (was $1700 last year but they pay dividends and give discounts year after year). I have a $1000 deductible for collision and $200 for comprehensive. No points, no tickets, no accidents. My age.. we'll i'm in the younger crowd, i'll say 20's - 30's.
One key insurance thing is the "lawsuit limitation" option. If you take the option you save ALOT but you can't sue anyone unless your REALLY seriously hurt.
I paid NJM about $1500 this year (was $1700 last year but they pay dividends and give discounts year after year). I have a $1000 deductible for collision and $200 for comprehensive. No points, no tickets, no accidents. My age.. we'll i'm in the younger crowd, i'll say 20's - 30's.
04-16-2005, 08:08 AM
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Originally Posted by Lomag' date='Apr 16 2005, 10:47 AM
In NJ you need to get yourself into NJM otherwise you're going to be royally butt-f*cked. The "regular" insurance companies wanted to charge me 2 times, in some cases even 3 times more than my NJM premium. No thanks!
One key insurance thing is the "lawsuit limitation" option. If you take the option you save ALOT but you can't sue anyone unless your REALLY seriously hurt.
I paid NJM about $1500 this year (was $1700 last year but they pay dividends and give discounts year after year). I have a $1000 deductible for collision and $200 for comprehensive. No points, no tickets, no accidents. My age.. we'll i'm in the younger crowd, i'll say 20's - 30's.
One key insurance thing is the "lawsuit limitation" option. If you take the option you save ALOT but you can't sue anyone unless your REALLY seriously hurt.
I paid NJM about $1500 this year (was $1700 last year but they pay dividends and give discounts year after year). I have a $1000 deductible for collision and $200 for comprehensive. No points, no tickets, no accidents. My age.. we'll i'm in the younger crowd, i'll say 20's - 30's.
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Lomag, I had NJM but switched to Mercury. They are cheaper. I am 36, no points, no tickets, no accidents.
04-16-2005, 09:54 AM
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Originally Posted by skipper' date='Apr 16 2005, 10:08 AM
[quote name='Lomag' date='Apr 16 2005, 10:47 AM']In NJ you need to get yourself into NJM otherwise you're going to be royally butt-f*cked. The "regular" insurance companies wanted to charge me 2 times, in some cases even 3 times more than my NJM premium. No thanks!
One key insurance thing is the "lawsuit limitation" option. If you take the option you save ALOT but you can't sue anyone unless your REALLY seriously hurt.
I paid NJM about $1500 this year (was $1700 last year but they pay dividends and give discounts year after year). I have a $1000 deductible for collision and $200 for comprehensive. No points, no tickets, no accidents. My age.. we'll i'm in the younger crowd, i'll say 20's - 30's.
One key insurance thing is the "lawsuit limitation" option. If you take the option you save ALOT but you can't sue anyone unless your REALLY seriously hurt.
I paid NJM about $1500 this year (was $1700 last year but they pay dividends and give discounts year after year). I have a $1000 deductible for collision and $200 for comprehensive. No points, no tickets, no accidents. My age.. we'll i'm in the younger crowd, i'll say 20's - 30's.
[snapback]116082[/snapback]
Lomag, I had NJM but switched to Mercury. They are cheaper. I am 36, no points, no tickets, no accidents.
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[/quote]Wow, you guys paying wayyyyyyyy less than I am. I am going to check out NJM and Mercury both. Hopefully I can save some money
04-16-2005, 10:21 AM
#7
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Originally Posted by skipper' date='Apr 16 2005, 12:08 PM
Lomag, I had NJM but switched to Mercury. They are cheaper. I am 36, no points, no tickets, no accidents.
[snapback]116089[/snapback]
04-16-2005, 04:15 PM
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Mercury is absolutely the cheapest insurance out there. Everything else is just plain ridiculous!
Progressive - huh?
Geico - r u kiddin' me?
State Farm - ha ha ha
AllState - pluhwase!!!
just get a quote with Mercury and you'll see what i am talking about
i am paying $1000 a year for a 545 ($500 deductible), with mulitple car discount, home ins. discount, no points, 1-2 speeding tickets.
Progressive - huh?
Geico - r u kiddin' me?
State Farm - ha ha ha
AllState - pluhwase!!!
just get a quote with Mercury and you'll see what i am talking about
i am paying $1000 a year for a 545 ($500 deductible), with mulitple car discount, home ins. discount, no points, 1-2 speeding tickets.
04-17-2005, 03:52 AM
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My Ride: 2005 530i, Jet Black, Black Leather, Automatic, Cold Weather, Sirius Prep and Radio, Premium Package, Xenon Lights.
I agree that saving money is great.
But then wait until you have a claim and want fast service ... HAHA HAHAHAHA!
My State Farm annual is $1090, multi car, multi line, $250 deductible.
But then wait until you have a claim and want fast service ... HAHA HAHAHAHA!
My State Farm annual is $1090, multi car, multi line, $250 deductible.
04-17-2005, 07:52 AM
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Originally Posted by tcumbo' date='Apr 17 2005, 05:52 AM
I agree that saving money is great.?
But then wait until you have a claim and want fast service ...? ? HAHA HAHAHAHA!
But then wait until you have a claim and want fast service ...? ? HAHA HAHAHAHA!
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