BMW Insurance
04-27-2005, 06:11 PM
#2
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Join Date: Mar 2005
Location: Chesapeake, VA
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My Ride: 2005 Orient Blue/Beige interior 545i: Cold weather pkg, Nav system, Premium sound, Sport Pkg, satellite prep, 30% smoke tinted windows all around, waiting for my euro red reflectors and umbrella!
The quote they gave me was higher than my current company State Farm. Coverages were the same, so I won't be switching 
04-28-2005, 05:34 AM
#4
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Join Date: Jul 2004
Location: expat in The Netherlands
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My Ride: BMW 545iA Black Sapphire
Model Year: 2005
Engine: 545i
I switched when I got my 545i.
The premium is about 15% more expensive, however my car is insured to new car status in case of loss or theft for 2 years instead of the usual 1.
Also, no bonus loss for windshield replacement. Most insurance companies in Holland will penalise you in some way for claiming a new windshield. On my 545i
my HUD windshield is not cheap ( 670euros) - having replaced one 2 weeks ago already. That alone paid off the extra premium.
Also other insurance companies stipulate which repair shop to use ( non BMW )-
and give you non BMW loaners. You CAN use BMW repair shop - but it will cost you in some way.
BMW insurance has proved it's value to me. Good service, no hassle.
( thanks Dennis !! )
The premium is about 15% more expensive, however my car is insured to new car status in case of loss or theft for 2 years instead of the usual 1.
Also, no bonus loss for windshield replacement. Most insurance companies in Holland will penalise you in some way for claiming a new windshield. On my 545i
my HUD windshield is not cheap ( 670euros) - having replaced one 2 weeks ago already. That alone paid off the extra premium.
Also other insurance companies stipulate which repair shop to use ( non BMW )-
and give you non BMW loaners. You CAN use BMW repair shop - but it will cost you in some way.
BMW insurance has proved it's value to me. Good service, no hassle.
( thanks Dennis !! )
04-28-2005, 06:18 AM
#5
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Join Date: Nov 2004
Location: Westchester, New York
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My Ride: 2004 BMW 545I
Titanium Silver Metallic / Black Leather / Poplar Grain Wood Trim /Automatic
Cold Weather Package / Heated Rear Seats / Xenon Headlights / Sirius Satellite Radio
Leather Selector Lever w/Wood Inlay / Wood E-Brake Handle / Red Rear Reflectors / BMW All Weather Mats / BMW All Weather Trunk Liner / LoJack Anti-theft System
Geico.
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