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-   -   Auto Insurance Premium (https://5series.net/forums/e60-discussion-2/auto-insurance-premium-99907/)

jetlimaximize Jun 13, 2010 07:37 AM

Hey Guys, I just wanted to let you guys know that my friend offer insurance if anybody who needs it.. Its from Prudential. She also does Homeowners, Auto, Personal Liability, Health and Disability, Life and Annuities.

I'll tell you my stories guys.

I've been looking for auto insurance every time it comes to a renewal, but not anymore.. i have had Prudential for about 5 years now and no problem whats so ever. when i was 18 years of age, god i went threw the headache of looking for the cheapest insurance company.. But wrong.. you are endangering yourself and your family if that's what your looking for. Before i was paying about $1700.00 for 6 Months, switch to a new company and then got it down to $900 bucks. then switch again.. (hey gotta save Money) then i bump into a old buddie of mines from high school that has a M3.. (sweet ride) and we talk to catch up.. she told me she has a sister who does insurance.. so hey it didnt hurt to give her a call and ask for a Quick Quote. Dude ... she got me down to less then $800.00 (to be exact $794) for the WHOLE YEAR.. SHIT!! so i ask her how could she do that.. i thought she was pulling my legs or just getting me because of those stupid agents who just wanna make their money and take off and never see their customers again.. GUYS she hook it up.. gave me all the discounts... BELIEVE me SHE'll HOOK IT UP!!!

My Coverage:
Total Annual Premium: $794.00
Bodily Injury:
$250,000 per person
$500,000 per occurrence
Property Damage: $50,000
it also came with towing package just like

Yes, i have a high coverage because i have assets, but I'm sure you guys get the minimal requirements so it should be lots cheaper too..

I also got her to check on my life insurance policy which i had for about 1 year.. it was a lame policy .. i was trying to protect my family but i didn't know i was being screw in the long run.. she also hook me up with a Life Insurance Policy that i pay till 45 (which is in 15 years) then I'm set till i died.. the Premium was a bit more by $30 bucks but i don't mind because this one i got better coverage and i get more back for my family at the end.. The old one i got was CHEAP but i will have to pay till I'm dead.. which i did not know.. To people who have families, Please take care of the family with a LIFE insurance.. in case if anything were to happens to you guys, your family gotta have their resource...

I'm also working with her on getting another Life Policy but its a policy for added protection.. a Policy with (ROP) Meaning RETURNING OF PREMIUM.. i'm thinking about much i need.. whatever i put in every month, i will get back at the end of the term of the contract.. THE WHOLE DOLLAR amount will be back in a check.. like a lil piggy bank for reserve.. hey maybe when i get it back i can down for a new M5 ... haha...

I just got a new health insurance from her also.. i was paying about $180 a month.. she got it down to about $70 bucks a month.. A little less coverage then my old one but hey I'm not having a baby anytime soon.. My girl also have her own insurance from work.. and some other little stuff i didn't need..

I have a business going on for about a good 5 years now so i know if I'm getting "F' in the ass.. But shes the real SHIT.. She don't "F" around or anything.. if she can help you, she'll help you.. she has came from a lot of insurance background in the past.. i heard a lot of her stories..

The other day, she has called me and told me that i have some family members that was getting screwed by their own family.. something about a uncle of theirs (which i did not know, and even if i know i have a distance uncle that sells insurance, i wouldn't wanna bother because i came from a family who screwed each other for money) bought life insurance policys, health insurance, was getting screw hard core.. so my aunts and uncle had switch over to her also and it turn out A LOT better because i seen the numbers..

Don't worry guys i also did a company check on it and the company got a "Financial stability: An A.M. Best rating of ?A+ Superior? for our affiliate insurer reflects the high level of financial strength behind the insurance we offer"

if you guys go to AMBEST.com do a research and you'll see what i'm talking about...

SO with all these savings of tons of money i like to share with you guys that I'm now gonna fix up my car more.. with all the money you guys pouring into the car.. I'm sure you guys will do the same with saving more money on hear and there...

I'm gonna let her work on my financial services also..

Try it for auto or homeowners.. if not Protect your family with Life INSURANCE..

P.M. me guys or girls.. if you need the INFORMATION..


Thanks..

stel_i79 Jun 13, 2010 07:55 AM

i pay 700 for a full premium.....2006 530i ...geico.....:)

rctmthouse Jun 13, 2010 10:03 AM

To the original OP, I recommend you increase your PD to $ 100K and add $ 5K medical payment. It's not that much more but it's worth it in the long run.

I'm paying $ 500 for 6 months for my 550 with a similar policy, higher PD coverage, medical payment along with rental coverage with Nationwide and I am very happy with it. Another thing, when you guys get car rental coverage, please bump it up to at least $ 40 a day. You can't get any decent car for $ 25 a day anyway besides those little ones and most people I know ended up paying extra to the car rental place to get the full size vehicles.


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