dohboydds

hey guys:

I just got my 08 528 and I'm really pissed at how much my insurance has gone up.
I've had license for 8 years and never an accident or ticket. (except damn parking tickets)
Wondering if anyone knows any good insurance deals, or wouldn't mind lettin me in on a ballpark figure of how much insurance should be. I'm considering switchin carriers

Thanks.

delje08

www.esurance.com

aqkhan6us

Me too, I will be paying for my E60 almost same amount for my other two cars(MDX,Accord).
Welcome to LUXURY world and one of the most theft autos category(among top five- goes with the name-5 series)
My AAA agent said:
BMW as a whole comes under 5-most theft autos
Parts and services are very expensive and lot of times has to go to bmw/specialty bodyshop/services if needed
Some local auto mechanics/stores wont even touch these autos
If you hit something/someone , people will come after you because it is BIMMER( shows your status)
2008- E-60 is not is system yet, ins,quote has to be calculated manually ?
Some Ins. Co. are considered as subsidised / substandard. please check and make sure before you switch or get ins.
Good luck

AAA is good & I am happy with them

bmw093

My '08 528i raised my policy from about $1000/year on my '02 525i to about $1150 for the '08. At first the price went to over $1400, but I called to complain and, after review, they advised that, because the '08 isn't in their system, they had to basically create a category for it, and "accidentally" over valued the car. I'm happy with the $150 or so increase as the car does have about 45 additional horsepower and is a much more valuable car. BTW, I have $1Mill in liability and uninsured motorist coverage (very important). Policy is through USAA.

UUronL

No cause for alarm people.


I too had a similar shock when I took delivery of my 2006 just over 2 years ago. I think a lot of it has to do with the fact that the year designation is so far ahead - it bumps the car into the most expensive category (at least that's how State Farm explained it to me).


After the year caught up, I seem to recall the costs falling back to what you might expect to insure it. So, you'll have a year or so (at most) when it's bad, but it should fall dramatically.

nickolas_g

I will second that. I took delivery of my 07 in early June and it dropped in the fall pretty dramatically. I also have a perfect record.

Felix

I pay about $1150 for my 07 550i with Liberty Mutual with a squeaky clean record. Of course it depends on the coverage and deductible you choose. Also make sure you get all available discounts (college ed, multiple cars, multiple policies etc.). Ins. agent just recommended defensive driving class , which would reduce the premium by about $150/yr for 3 years. Considering the cost of the 6 hr class of $70 that sounds like a pretty good deal. Just have to endure the 6 hours but after the class - off we go!

PJMAN

My '05 545i that I recently purchased is costing me an additional $850, through AIG, which is only slightly below the cost of insuring my other two cars ('94 Camry SE Coupe & '98 Volvo V70 turbo). Not too bad for a luxury sport sedan that will do 150 mph.

dohboydds

thanks for the input everyone, really helps. Im still shopping around for a better deal...

MIAMI 5

Send the Gecko from Geico a pm. see what he says!